Fixed Deposit Double Scheme is designed to multiply your investment over a specified time. Interest earned helps make up the difference and doubles your money over time.

Fixed Deposit Double Scheme:
We all want to know how we can quickly accumulate more wealth. There are numerous investment vehicles like the share market, mutual funds or gold; each comes with its own level of risk.

So not everyone has the capacity and willingness to undertake these earning methods.

Let us introduce some traditional and low risk methods with above average returns such as Fixed Deposit Double Scheme.

Visit India’s Best Trading Platforms for more information.

What Is Fixed Deposit Double Scheme? A Fixed Deposit Double Scheme is a financial product offered by banks wherein an individual investor deposits an equal sum over two consecutive timeframes into two deposits with them.

Interest earned on this sum is reinvested back into the scheme and paid out with full interest at maturity – this scheme is also known as cumulative fixed deposit scheme.

Today, many banks and financial institutions provide their account holders with this scheme similar to traditional fixed deposit schemes; it simply differs in certain ways. Below are a few key differences.

Comparison Between Fixed Deposit Double Scheme and Regular FD: Attributes of both schemes

This scheme stands out by virtue of its double earning feature; that is, all interest earned is reinvested back into the scheme for double earning potential and increased yield rate of interest compared with regular risk free schemes and thus greater Return On Investment (ROI).

This investment scheme cannot be opened for shorter-term investments such as days or months; its tenure is much longer than traditional fixed deposits (FDs).

There will be no intermediate or regular payout, meaning the investment and interest would all be paid back at maturity date.

Terms agreed at the start of a scheme such as rate of interest and investment period cannot be changed during its life.

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